It is not too soon for Medicare subscribers to start looking into AARP Medicare Supplement Plans for 2017. These plans are mostly the same ones that are available for Medicare subscribers to sign up for right now. The coverage may change somewhat through 2017, but these are not likely to be major changes.
Usually, Medicare will let its subscribers and the general public know about any changes that are taking place with tis supplement plans before those changes go into effect. This allows people some time to prepare for the changes and to switch out their plans if they want to.
If you are a Medicare subscriber currently, you would do well to look at what your options are with other plans. You may have a supplemental plan right now or you may be considering such a plan for the future to help you cover some additional medical expenses. It’s a good idea to look at all the plans that are available and not just the most popular ones. The coverage can vary quite a bit between plans, and you want to make sure you are choosing the plan that fits you best.
Shop All The Companies and Plans
You may find that a lot of people are recommending Plan F, but you should be careful about signing up for this plan without doing some research into it first. Plan F is the most expensive out of all AARP Medicare Supplement Plans for 2017. That is, of course, because it offers the most coverage. It provides coverage for most co-payments and deductibles, most emergency medical care in foreign nations, a lot of additional hospice care or Part A coinsurance, some more blood every year (up to three additional pints), all nursing care and all excess charges from Medicare Part B.
AARP Plan F and N
Most people don’t actually need all that coverage, and they would benefit more form a lower coverage plan with a cheaper rate. Now AARP does not offer plan G, which is the next step down in coverage from Plan F, but they do offer plan N. This plan comes with some very similar coverage to Plan F. The difference lies in only a few items of coverage. With Plan N, you don’t have any coverage for a Medicare Part B deductible, for Part B excess charges or for a couple of small copayments that are charged for office visits and emergency room care. All of these are small charges though, so you really get some substantial coverage with this plan.
These are just the high coverage choices from AARP. There are several other plans to choose from, and you should look at all your choices before you make a decision. It’s a good idea to keep checking on your coverage and see if your needs are changing or are likely to change in the near future. You may need to go with a different plan soon, and you might want to choose from the AARP Medicare Supplement Plans for 2017.
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