For Medicare subscribers who have serious medical needs, Medigap Plan G 2017 can give them the coverage they need without having to pay a lot for that coverage. It is the ideal plan for people who don’t need all the coverage Plan F offers but still need quite a bit of coverage for their healthcare on top of what Medicare basic gives them. Here is what you need to know about Plan G to make an informed decision as to whether it is right for you.
Who Can Get Plan G?
First of all, Plan G is open to anyone who is a Medicare subscriber. That means that you can sign up for the plan even if you don’t need it. So how do you tell if can use the plan, or any other Medigap plan, for that matter? You have to look at the benefits and coverage it offers.
Plan G gives you coverage for nursing care coinsurance and Medicare Part A coinsurance. That is the bulk of expenses you would accrue for hospitalization and nursing care. It also covers you for more blood on an annual basis and all Medicare Part A and Part B co-payments. You also get coverage for Part A’s deductible.
Extra Coverage with Plan G
In addition, you can receive coverage for foreign emergency care (though it is not complete) and excess charges from Part B of Medicare. This leaves you with mostly just the Medicare Part B deductible to pay on your own. Other expenses not considered to be supplemental may be required of you, but Medigap Plan G for 2017 does a good job of taking care of the big expenses.
The coverage detailed above is all set to stay just as it is until at least 2017. That is something important you should know about any Medigap plan- that the coverage can change. But any changes to the coverage are published by Medicare well ahead of time. You will have plenty of time to reconsider your current plan and look into other options. You can change your plan at any time, but it isn’t always a good idea to just jump between plans as your needs change. Instead, you will save the most money if you stick with one plan that gives you a bit more coverage than you need at the moment and anticipates future medical needs.
Shop Around for the Best Rate – Use Our Free Quote Engine
When you are considering where to buy your plan from, keep in mind that the coverage stays the same regardless of where you buy it from. The rates are what will change between providers, and you want to make sure that you are getting a good deal on them. You can use our website to find out that information. There we offer a free method of checking out rates from several different insurance providers. You just tell us which plan you are considering, and we will give you accurate quotes. It’s the best way to save money on Medigap Plan G for 2017.